ACH Payment Processing

Reliable, fast, and affordable ACH processing.

Simplify financial operations with secure, automated bank-to-bank transactions—ideal for recurring billing, larger tickets, and lower processing costs.

  • Lower-cost collections
  • Recurring billing friendly
  • Bank-to-bank transfers
Banking and electronic payment transfer concept

ACH highlights

Calculator and financial planning documents
Lower fees Keep more of every collection versus cards
Savings and cash flow growth concept
Predictable cash flow Clearing timelines you can plan around
Business professional reviewing banking operations
Recurring collections Ideal for subscriptions and scheduled billing
Financial documents and bank transfer planning

Simplify business with ACH

Bank-to-bank payments without the drag.

Automated Clearing House processing is the streamlined path for electronic payments—without paper-check friction or card-fee drag.

A strong fit for subscriptions, property management, large retail tickets, online billing, and B2B settlements. Authorize once, collect on schedule.

  • Stop chasing invoices—make it easy for customers to pay.

  • Dedicated ProtoPay help from setup through go-live.

Why businesses switch to ACH

Collections that stay cheaper and easier to plan.

  • 01

    Fast Clearing

    Most ACH transactions clear in a day or two—better cash-flow visibility than old-school methods.

  • 02

    Stronger Security

    Digital transfers with modern encryption practices—no lost or stolen checks.

  • 03

    Lower Costs

    Typically cheaper than cards or paper checks, with savings that compound as volume grows.

  • 04

    Recurring Ready

    Built for memberships, subscriptions, and scheduled collections that shouldn’t need a chase.

  • 05

    Better Cash Flow

    Pair with invoicing and customer payment profiles for timely, efficient collections.

  • 06

    Dedicated Support

    A ProtoPay representative who helps you launch ACH and stay online after go-live.

Business professional managing financial operations

ProtoPay’s ACH promise

Your liaison for ACH others won’t support.

We connect eligible businesses with ACH solutions traditional processors often won’t support—while staying your dedicated liaison.

  • Integrity

    Clear pricing—no bait-and-switch surprises.

  • Quality

    Modern ACH rails and security practices.

  • Service

    Dedicated help regardless of business size.

Take the first step

Efficient bank payments are a step away.

Apply now and let ProtoPay tailor an ACH solution to your business needs.